Monday, June 27, 2016

Sacramento-Arden-Arcade-Roseville, CA HUD Metro FMR Area

The Sacramento-Arden-Arcade-Roseville, CA HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Sacramento-Arden-Arcade-Roseville, CA HUD Metro FMR Area is part of the Sacramento-Roseville-Arden-Arcade, CA MSA and includes the following counties: El Dorado County, California; Placer County, California; and Sacramento County, California.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Sacramento-Arden-Arcade-Roseville, CA HUD Metro FMR Area would increase by $12.98 for zero bedroom units, decrease by $0.34 for one bedroom units, increase by $9.22 for two bedroom units, increase by $13.50 for three bedroom units, and decrease by $17.41 for four bedroom units. Overall, an estimated 8,000 voucher holders and their families, or approximately 62% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 2% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Sacramento-Arden-Arcade-Roseville, CA HUD Metro FMR Area would increase by $58.19 for zero bedroom units, increase by $52.52 for one bedroom units, increase by $75.24 for two bedroom units, increase by $109.65 for three bedroom units, and increase by $132.80 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

San Antonio-New Braunfels, TX HUD Metro FMR Area

The San Antonio-New Braunfels, TX HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The San Antonio-New Braunfels, TX HUD Metro FMR Area is part of the San Antonio-New Braunfels, TX MSA and includes the following counties: Bandera County, Texas; Bexar County, Texas; Comal County, Texas; Guadalupe County, Texas; and Wilson County, Texas.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the San Antonio-New Braunfels, TX HUD Metro FMR Area would decrease by $42.96 for zero bedroom units, decrease by $47.28 for one bedroom units, decrease by $69.98 for two bedroom units, decrease by $83.83 for three bedroom units, and decrease by $44.81 for four bedroom units. Overall, an estimated 12,000 voucher holders and their families, or approximately 80% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 1% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the San Antonio-New Braunfels, TX HUD Metro FMR Area would increase by $13.92 for zero bedroom units, increase by $22.76 for one bedroom units, increase by $17.41 for two bedroom units, increase by $31.05 for three bedroom units, and increase by $96.49 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.



*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area

The San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area is part of the San Jose-Sunnyvale-Santa Clara, CA MSA and includes the following county: Santa Clara County, California.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area would decrease by $74.82 for zero bedroom units, decrease by $87.46 for one bedroom units, decrease by $131.28 for two bedroom units, decrease by $202.94 for three bedroom units, and decrease by $203.14 for four bedroom units. Overall, an estimated 12,000 voucher holders and their families, or approximately 79% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 10% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area would increase by $36.95 for zero bedroom units, increase by $45.77 for one bedroom units, increase by $34.64 for two bedroom units, increase by $28.05 for three bedroom units, and increase by $55.98 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

West Palm Beach-Boca Raton-Delray Beach, FL Metro Division

The West Palm Beach-Boca Raton-Delray Beach, FL Metro Division is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The West Palm Beach-Boca Raton-Delray Beach, FL Metro Division is part of the Miami-Fort Lauderdale-West Palm Beach, FL MSA and includes the following county: Palm Beach County, Florida.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the West Palm Beach-Boca Raton-Delray Beach, FL Metro Division would decrease by $28.39 for zero bedroom units, decrease by $72.46 for one bedroom units, decrease by $82.60 for two bedroom units, decrease by $100.33 for three bedroom units, and decrease by $157.79 for four bedroom units. Overall, an estimated 5,000 voucher holders and their families, or approximately 72% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 3% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the West Palm Beach-Boca Raton-Delray Beach, FL Metro Division would increase by $60.21 for zero bedroom units, increase by $36.40 for one bedroom units, increase by $58.63 for two bedroom units, increase by $93.93 for three bedroom units, and increase by $71.21 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Pittsburgh, PA HUD Metro FMR Area

The Pittsburgh, PA HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Pittsburgh, PA HUD Metro FMR Area is part of the Pittsburgh, PA MSA and includes the following counties: Allegheny County, Pennsylvania; Beaver County, Pennsylvania; Butler County, Pennsylvania; Fayette County, Pennsylvania; Washington County, Pennsylvania; and Westmoreland County, Pennsylvania.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Pittsburgh, PA HUD Metro FMR Area would decrease by $11.68 for zero bedroom units, decrease by $21.79 for one bedroom units, decrease by $35.69 for two bedroom units, decrease by $44.59 for three bedroom units, and decrease by $49.70 for four bedroom units. Overall, an estimated 10,000 voucher holders and their families, or approximately 63% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 3% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Pittsburgh, PA HUD Metro FMR Area would decrease by $16.41 for zero bedroom units, decrease by $28.83 for one bedroom units, decrease by $44.08 for two bedroom units, decrease by $55.18 for three bedroom units, and decrease by $60.69 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule, even though the decreases in payment standards are offset by large increases in some zip codes.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area

The Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV MSA and includes the following counties: District of Columbia, District of Columbia; Calvert County, Maryland; Charles County, Maryland; Frederick County, Maryland; Montgomery County, Maryland; Prince George's County, Maryland; Arlington County, Virginia; Clarke County, Virginia; Fairfax County, Virginia; Fauquier County, Virginia; Loudoun County, Virginia; Prince William County, Virginia; Spotsylvania County, Virginia; Stafford County, Virginia; Alexandria city, Virginia; Fairfax city, Virginia; Falls Church city, Virginia; Fredericksburg city, Virginia; Manassas city, Virginia; and Manassas Park city, Virginia.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area would decrease by $205.09 for zero bedroom units, decrease by $242.55 for one bedroom units, decrease by $281.97 for two bedroom units, decrease by $385.07 for three bedroom units, and decrease by $471.93 for four bedroom units. Overall, an estimated 26,000 voucher holders and their families, or approximately 82% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 0.3% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area would decrease by $40.38 for zero bedroom units, decrease by $106.94 for one bedroom units, decrease by $125.08 for two bedroom units, decrease by $178.79 for three bedroom units, and decrease by $209.14 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.



*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area

The Virginia Beach-Norfolk-Newport News, VA-NC MSA is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area is part of the Virginia Beach-Norfolk-Newport News, VA-NC MSA and includes the following counties: Currituck County, North Carolina; Gloucester County, Virginia; Isle of Wight County, Virginia; James City County, Virginia; Mathews County, Virginia; York County, Virginia; Chesapeake city, Virginia; Hampton city, Virginia; Newport News city, Virginia; Norfolk city, Virginia; Poquoson city, Virginia; Portsmouth city, Virginia; Suffolk city, Virginia; Virginia Beach city, Virginia; and Williamsburg city, Virginia.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Virginia Beach-Norfolk-Newport News, VA-NC MSA would decrease by $125.73 for zero bedroom units, decrease by $125.14 for one bedroom units, decrease by $150.88 for two bedroom units, decrease by $210.40 for three bedroom units, and decrease by $263.21 for four bedroom units. Overall, an estimated 10,000 voucher holders and their families, or approximately 78% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 9% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Virginia Beach-Norfolk-Newport News, VA-NC MSA would increase by $96.20 for zero bedroom units, increase by $94.31 for one bedroom units, increase by $113.72 for two bedroom units, increase by $157.57 for three bedroom units, and increase by $198.22 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Palm Bay-Melbourne-Titusville, FL MSA

The Palm Bay-Melbourne-Titusville, FL MSA is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Palm Bay-Melbourne-Titusville, FL MSA includes the following county: Brevard County, Florida.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Palm Bay-Melbourne-Titusville, FL MSA would decrease by $21.09 for zero bedroom units, decrease by $35.17 for one bedroom units, decrease by $33.14 for two bedroom units, decrease by $48.93 for three bedroom units, and decrease by $86.19 for four bedroom units. Overall, an estimated 2,000 voucher holders and their families, or approximately 72% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 4% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Palm Bay-Melbourne-Titusville, FL MSA would increase by $25.33 for zero bedroom units, increase by $22.48 for one bedroom units, increase by $39.90 for two bedroom units, increase by $50.52 for three bedroom units, and increase by $37.52 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA

The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA includes the following counties: New Castle County, Delaware; Cecil County, Maryland; Burlington County, New Jersey; Camden County, New Jersey; Gloucester County, New Jersey; Salem County, New Jersey; Bucks County, Pennsylvania; Chester County, Pennsylvania; Delaware County, Pennsylvania; Montgomery County, Pennsylvania; and Philadelphia County, Pennsylvania.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA would decrease by $103.37 for zero bedroom units, decrease by $137.34 for one bedroom units, decrease by $164.26 for two bedroom units, decrease by $203.59 for three bedroom units, and decrease by $205.94 for four bedroom units. Overall, an estimated 33,000 voucher holders and their families, or approximately 87% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 17% and should be treated as an estimate, not an official or exact count. This is a particularly large difference, so estimates should be treated with special caution. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA would increase by $1.06 for zero bedroom units, decrease by $13.00 for one bedroom units, decrease by $14.14 for two bedroom units, decrease by $17.70 for three bedroom units, and increase by $2.13 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

San Diego-Carlsbad-San Marcos, CA MSA

The San Diego-Carlsbad-San Marcos, CA MSA is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The San Diego-Carlsbad-San Marcos, CA MSA includes the following county: San Diego County, California.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the San Diego-Carlsbad-San Marcos, CA MSA would decrease by $61.90 for zero bedroom units, decrease by $73.65 for one bedroom units, decrease by $98.91 for two bedroom units, decrease by $151.40 for three bedroom units, and decrease by $154.16 for four bedroom units. Overall, an estimated 18,000 voucher holders and their families, or approximately 66% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 1% and should be treated as an estimate, not an official or exact count.

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the San Diego-Carlsbad-San Marcos, CA MSA would increase by $41.12 for zero bedroom units, increase by $40.85 for one bedroom units, increase by $47.33 for two bedroom units, increase by $59.51 for three bedroom units, and increase by $73.31 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Urban Honolulu, HI MSA

The Urban Honolulu, HI MSA is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Urban Honolulu, HI MSA includes the following counties: Honolulu County, Hawaii.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Urban Honolulu, HI MSA would decrease by $151.71 for zero bedroom units, decrease by $181.55 for one bedroom units, decrease by $230.89 for two bedroom units, decrease by $336.77 for three bedroom units, and decrease by $365.92 for four bedroom units. Overall, an estimated 4,000 voucher holders and their families, or approximately 75% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 1% and should be treated as an estimate, not an official or exact count. This is a particularly large difference, so the data should be treated with special caution. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Urban Honolulu, HI MSA would decrease by $89.54 for zero bedroom units, decrease by $110.21 for one bedroom units, decrease by $135.89 for two bedroom units, decrease by $200.14 for three bedroom units, and decrease by $213.93 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Tampa-St. Petersburg-Clearwater, FL MSA

The Tampa-St. Petersburg-Clearwater, FL MSA is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Tampa-St. Petersburg-Clearwater, FL MSA includes the following counties: Hernando County, Florida; Hillsborough County, Florida; Pasco County, Florida; and Pinellas County, Florida.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Tampa-St. Petersburg-Clearwater, FL MSA would increase by $16.27 for zero bedroom units, decrease by $18.37 for one bedroom units, decrease by $23.54 for two bedroom units, decrease by $38.32 for three bedroom units, and decrease by $19.44 for four bedroom units. Overall, an estimated 12,000 voucher holders and their families, or approximately 72% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 2% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Tampa-St. Petersburg-Clearwater, FL MSA would increase by $57.38 for zero bedroom units, increase by $26.91 for one bedroom units, increase by $33.03 for two bedroom units, increase by $37.33 for three bedroom units, and increase by $71.43 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Tacoma-Lakewood, WA Metro Division

The Tacoma-Lakewood, WA Metro Division is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Tacoma-Lakewood, WA Metro Division is part of the Seattle-Tacoma-Bellevue, WA MSA and includes the following county: Pierce County, Washington.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Tacoma-Lakewood, WA Metro Division would increase by $23.72 for zero bedroom units, decrease by $11.84 for one bedroom units, decrease by $67.77 for two bedroom units, decrease by $98.56 for three bedroom units, and decrease by $126.42 for four bedroom units. Overall, an estimated 5,000 voucher holders and their families, or approximately 71% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 19% and should be treated as an estimate, not an official or exact count. This is a particularly large difference, and therefore the data should be treated with special caution. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Tacoma-Lakewood, WA Metro Division would increase by $100.43 for zero bedroom units, increase by $74.00 for one bedroom units, increase by $37.14 for two bedroom units, increase by $55.14 for three bedroom units, and increase by $54.00 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Oxnard-Thousand Oaks-Ventura, CA MSA

The Oxnard-Thousand Oaks-Ventura, CA MSA is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Oxnard-Thousand Oaks-Ventura, CA MSA includes the following county: Ventura County, California.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Oxnard-Thousand Oaks-Ventura, CA MSA would decrease by $48.39 for zero bedroom units, decrease by $51.13 for one bedroom units, decrease by $69.75 for two bedroom units, decrease by $82.98 for three bedroom units, and decrease by $107.57 for four bedroom units. Overall, an estimated 4,000 voucher holders and their families, or approximately 78% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 1% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Oxnard-Thousand Oaks-Ventura, CA MSA Area would increase by $4.46 for zero bedroom units, increase by $13.00 for one bedroom units, increase by $14.54 for two bedroom units, increase by $37.54 for three bedroom units, and increase by $24.08 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Fort Worth-Arlington, TX HUD Metro FMR Area

The Fort Worth-Arlington, TX HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Fort Worth-Arlington, TX HUD Metro FMR Area is part of the Dallas-Fort Worth-Arlington, TX MSA and includes the following counties: Johnson County, Texas; Parker County, Texas; and Tarrant County, Texas.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Fort Worth-Arlington, TX HUD Metro FMR Area would decrease by $0.04 for zero bedroom units, increase by $26.44 for one bedroom units, increase by $9.20 for two bedroom units, increase by $1.56 for three bedroom units, and increase by $21.43 for four bedroom units. Overall, an estimated 7,000 voucher holders and their families, or approximately 58% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 1% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Fort Worth-Arlington, TX HUD Metro FMR Area would increase by $34.22 for zero bedroom units, increase by $67.25 for one bedroom units, increase by $59.97 for two bedroom units, increase by $70.24 for three bedroom units, and increase by $108.76 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Gary, IN HUD Metro FMR Area

The Gary, IN HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Gary, IN HUD Metro FMR Area is part of the Chicago-Naperville-Elgin, IL-IN-WI MSA and includes the following counties: Lake County, Indiana; Newton County, Indiana; and Porter County, Indiana.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Gary, IN HUD Metro FMR Area would increase by $95.06 for zero bedroom units, increase by $18.71 for one bedroom units, decrease by $22.20 for two bedroom units, decrease by $31.47 for three bedroom units, and increase by $80.69 for four bedroom units. Overall, an estimated 2,000 voucher holders and their families, or approximately 62% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 1% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Gary, IN HUD Metro FMR Area would increase by $121.07 for zero bedroom units, increase by $48.89 for one bedroom units, increase by $13.18 for two bedroom units, increase by $14.79 for three bedroom units, and increase by $135.04 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area

The Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area is part of the Hartford-West Hartford-East Hartford, CT MSA and includes the following towns and counties: Avon town (Hartford County), Connecticut; Berlin town (Hartford County), Connecticut; Bloomfield town (Hartford County), Connecticut; Bristol town (Hartford County), Connecticut; Burlington town (Hartford County), Connecticut; Canton town (Hartford County), Connecticut; East Granby town (Hartford County), Connecticut; East Hartford town (Hartford County), Connecticut; East Windsor town (Hartford County), Connecticut; Enfield town (Hartford County), Connecticut; Farmington town (Hartford County), Connecticut; Glastonbury town (Hartford County), Connecticut; Granby town (Hartford County), Connecticut; Hartford town (Hartford County), Connecticut; Hartland town (Hartford County), Connecticut; Manchester town (Hartford County), Connecticut; Marlborough town (Hartford County), Connecticut; New Britain town (Hartford County), Connecticut; Newington town (Hartford County), Connecticut; Plainville town (Hartford County), Connecticut; Rocky Hill town (Hartford County), Connecticut; Simsbury town (Hartford County), Connecticut; Southington town (Hartford County), Connecticut; South Windsor town (Hartford County), Connecticut; Suffield town (Hartford County), Connecticut; West Hartford town (Hartford County), Connecticut; Wethersfield town (Hartford County), Connecticut; Windsor town (Hartford County), Connecticut; Windsor Locks town (Hartford County), Connecticut; Chester town (Middlesex County), Connecticut; Cromwell town (Middlesex County), Connecticut; Durham town (Middlesex County), Connecticut; East Haddam town (Middlesex County), Connecticut; East Hampton town (Middlesex County), Connecticut; Haddam town (Middlesex County), Connecticut; Middlefield town (Middlesex County), Connecticut; Middletown town (Middlesex County), Connecticut; Portland town (Middlesex County), Connecticut; Andover town (Tolland County), Connecticut; Bolton town (Tolland County), Connecticut; Columbia town (Tolland County), Connecticut; Coventry town (Tolland County), Connecticut; Ellington town (Tolland County), Connecticut; Hebron town (Tolland County), Connecticut; Mansfield town (Tolland County), Connecticut; Somers town (Tolland County), Connecticut; Stafford town (Tolland County), Connecticut; Tolland town (Tolland County), Connecticut; Union town (Tolland County), Connecticut; Vernon town (Tolland County), Connecticut; and Willington town (Tolland County), Connecticut.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area would decrease by $43.86 for zero bedroom units, decrease by $90.90 for one bedroom units, decrease by $114.67 for two bedroom units, decrease by $142.85 for three bedroom units, and decrease by $154.44 for four bedroom units. Overall, an estimated 12,000 voucher holders and their families, or approximately 90% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 0.3% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area would increase by $18.77 for zero bedroom units, decrease by $12.54 for one bedroom units, decrease by $19.31 for two bedroom units, decrease by $25.00 for three bedroom units, and decrease by $17.85 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Jackson, MS HUD Metro FMR Area

The Jackson, MS HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Jackson, MS HUD Metro FMR Area is part of the Jackson, MS MSA and includes the following counties: Copiah County, Mississippi; Hinds County, Mississippi; Madison County, Mississippi; and Rankin County, Mississippi.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Jackson, MS HUD Metro FMR Area would increase by $34.61 for zero bedroom units, decrease by $19.52 for one bedroom units, decrease by $46.15 for two bedroom units, decrease by $59.57 for three bedroom units, and decrease by $24.61 for four bedroom units. Overall, an estimated 3,000 voucher holders and their families, or approximately 69% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 13% and should be treated as an estimate, not an official or exact count. This is a particularly large difference, therefore the data should be treated with special caution. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Jackson, MS HUD Metro FMR Area would increase by $34.81 for zero bedroom units, decrease by $20.76 for one bedroom units, decrease by $47.35 for two bedroom units, decrease by $60.57 for three bedroom units, and decrease by $25.73 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.

Jacksonville, FL HUD Metro FMR Area

The Jacksonville, FL HUD Metro FMR Area is one of 30 areas slated to transition to Small Area Fair Market Rents under HUD's Proposed Rule (Dallas has already begun using SAFMRs and will continue to do so under the proposed rule). The Jacksonville, FL HUD Metro FMR Area is part of the Jacksonville, FL MSA and includes the following counties: Clay County, Florida; Duval County, Florida; Nassau County, Florida; and St. Johns County, Florida.

For current voucher holders, implementation of the Proposed Rule without any changes would result in changes to their payment standards. Based on NHLP estimates, the monthly payment standard for the average current voucher holder in the Jacksonville, FL HUD Metro FMR Area would decrease by $68.46 for zero bedroom units, decrease by $73.24 for one bedroom units, decrease by $84.60 for two bedroom units, decrease by $113.78 for three bedroom units, and decrease by $127.38 for four bedroom units. Overall, an estimated 6,000 voucher holders and their families, or approximately 86% of all voucher holders in the area, would experience a decrease in payment standards under the Proposed Rule, potentially resulting in displacement or a higher cost burden for these tenants. Note that NHLP's estimate of the number of voucher holders in the area differs from HUD's count by 10% and should be treated as an estimate, not an official or exact count. 

Notably, looking at zip codes without accounting for voucher holder concentration leads to different conclusions about the effect of the Proposed Rule. On average, monthly payment standards for zip codes in the Jacksonville, FL HUD Metro FMR Area would increase by $1.13 for zero bedroom units, increase by $19.00 for one bedroom units, increase by $27.50 for two bedroom units, increase by $33.88 for three bedroom units, and increase by $58.13 for four bedroom units. Looking at both sets of averages together, it is clear that voucher holders are disproportionately clustered in zip codes that would experience a decrease in payment standards under the Proposed Rule.

There are three important qualifications to NHLP's data and analysis. First, all analysis assumes payment standards at 100% FMR. PHAs generally set payment standards between 90% and 110% FMR. Second, the voucher data is inexact. HUD does not publish voucher counts by zip code, so, in order to arrive at the number of vouchers for each zip code, NHLP combined HUD's Census tract-level voucher data (available here) with HUD's crosswalk of zip codes and Census tracts (available here). Following HUD's methodology, NHLP then divided the number of vouchers in a tract by the number of zip codes the tract is in to arrive at an estimate of vouchers per zip code. For zip codes that fell in more than one MSA, NHLP divided the number of vouchers by the number of MSAs that the zip code fell in. Despite steps taken to ensure accuracy, the final estimate of vouchers for the area, as indicated above, differs from the number that HUD released as part of the Notice of Proposed Rulemaking (data available here). Therefore, the voucher counts should be treated as estimates and not as official or exact voucher counts. Finally, to determine the number of voucher holders that will experience a decrease in their payment standards, NHLP assumed that all voucher holders live in two bedroom units. A different assumption would lead to slight changes in the estimated number of residents experiencing a decrease.

For all the SAFMR payment standards for the area, please see NHLP's analysis here. To see estimated voucher information, data on bedroom size, and a comparison between FMRs and SAFMRs for a particular zip code, click on any shaded area on the map below. Please note that the map may take up to two minutes to load. If you are still unable to access the map, reload the page.


*Note that the map may not include all zip codes in an area. Zip codes that only encompasses one building or contain no residential addresses are especially likely to be excluded.